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The pay-request check

For whoever pays the bills: the owner, the bookkeeper, the office manager, the parent with the family card. A voice is not proof anymore. This is.

No money moves on a voice alone.

  1. Hang up. Call back on a number you already had.The saved contact, the invoice on file, the website you typed yourself. Never the number, link or "lawyer" in the message.
  2. Get a second yes.A new payee, changed bank details, or anything "urgent": a second person checks it and says yes before it is sent. That second check is what saved the New York bank.
  3. "Keep this between us" means stop.Secret, today, don't tell your colleagues, I'm in a meeting: real deals survive a 10-minute call-back.
Add a safe word: a word only your team (or family) knows. Ask for it on any call that asks for money.

Ready for your business

Shop

Owner + manager

Supplier says "our bank changed"? Call the number on last month's invoice. Over $500 to a new account: both of you say yes.

Clinic

Practice manager + doctor

Any "urgent" payment request, by call, voice note or email: hang up, call the saved number, and the second signer approves in person.

Agency

Finance + founder

"The founder" asks for a wire? Finance calls the founder's saved mobile. No call-back, no transfer, even if it really sounds like them.

Send this to whoever pays your bills, today

From today: no payment moves on a call, voice note or email alone, even if it sounds exactly like me. Hang up and call me back on my saved number, and get a second yes before anything new is paid. If anyone says "keep this between us", that's the signal to stop and call me.

Why this exists

A federal indictment unsealed in New York on 5 November 2026 says three men and their co-conspirators used AI to imitate the voices, and at times the faces, of company CEOs, and posed as lawyers at big law firms. Prosecutors say they targeted thousands of companies and stole at least about $129 million (July 2024 to February 2026). These are allegations; the defendants are presumed innocent.

The pattern, per the indictment: an e-signature email "from the CEO" asking the accountant to sign an NDA and call "our lawyer"; a call in the CEO's AI voice; a fake lawyer reading from a handwritten script titled "Lawyer Call" who says to keep it from colleagues; then a wire. A Missouri hospital system lost about $4.8 million. At a New York investment bank, an employee authorized a $2.849 million wire, and the bank's back office stopped it.

The FBI's own advice is the same rule: verify the caller by hanging up and calling the number directly, and agree a secret word.

Sources: US Attorney's Office SDNY, release 26-317 (5 Nov 2026) and the attached indictment (S3 26 Cr. 168); FBI IC3 PSA I-120324-PSA (3 Dec 2024); Associated Press (6 Nov 2026).

Your voice and your email are public. Neither is proof.

Send me your website and I'll show you what it hands a scammer: who pays your bills, your email format, your voice. Free, no call needed. Faris, Vynce Digital